How to buy with CreditKey

Grow Your Business the Way You Want

Flexible, easy, and instant B2B point-of-purchase financing to hep your business grow.

Apply in minutes and get*

Up to


Credit line




Fees starting at


Monthly, after 30 days

Up to


Month terms

* Credit Lines can exceed $50,000 with additional documentation. Interest free payment periods can increase beyond 30 days for special merchant promotions. * Subject to credit approval


To apply, simply build your cart and proceed to checkout. Choose the CreditKey Business Pay Over Time option and the "Place Order" button will change to "Continue with CreditKey" like in the image below. Fill out the application and place your order!

How Credit Key Works

Fill out Application

Fill out a short application that takes 2 minutes to complete. Receive an instant credit decision.

Check out

View payment options and choose your preferred plan.

Order Placed!

Enjoy your purchase! You can log into your account to view purchase history and upcoming payments.

Flexible Financing on Your Terms

Repay purchases on the timeline that works for you, and have cash on hand when you need it. Choose terms from as little as 30 days or up to 12 months, and keep your business running smoothly - no matter what comes your way.

Approved for Purchases Anywhere*

Inflexible financing should not get in the way of your growth. Credit Key allows you to make purchases both online and offline from your preferred vendor using your approved line of financing wherever - and for whatever - your business needs.

Low Interest Rates No Surprises

You’ll pay no interest for the first 30 days, and rates as low as 1% per month after that. That’s about as straightforward as it gets.