How to buy with Klarna
A smarter way to shop and pay
Join the global community of 85 million active users. Enjoy secure shopping, lightning-fast checkout, and pay the flexible way—now, in 30 days, in 4 interest-free payments, or over time.
Subject to eligibility. See terms.
*CA resident loans made or arranged pursuant to a California Financing Law license.
- Overview
- Klarna Benefits
- Apply Today
How does Klarna work?
Choose Klarna at Checkout
Click on the pink badge and pay with Klarna for your favorite tools.
Choose your payment option
You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.
Manage everything in one place
Make any remaining payments in the app. Klarna keeps you on track with reminders and updates.
Shop smart, pay your way
Pay in 4, interest-free
Split the cost into 4 interest-free payments, or choose another Klarna option that suits you.
Shop securely
Get extra peace of mind with Klarna's buyer protection, and pause payments when reporting problems or returns.
Checkout with confidence
Pay with Klarna and breeze through checkout when you shop your favorite brands or stores.
Get started in seconds.
Sign up for free to start shopping—online, via the Klarna app, browser extension, or in-store with the Klarna Card. Join Klarna.