How to buy with Klarna

A smarter way to shop and pay

Join the global community of 85 million active users. Enjoy secure shopping, lightning-fast checkout, and pay the flexible way—now, in 30 days, in 4 interest-free payments, or over time.

Subject to eligibility. See terms.

Overview
Klarna Benefits
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How does Klarna work?

Choose Klarna at Checkout

Click on the pink badge and pay with Klarna for your favorite tools.

Choose your payment option

You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.

Manage everything in one place

Make any remaining payments in the app. Klarna keeps you on track with reminders and updates.

Shop smart, pay your way

Pay in 4, interest-free

Split the cost into 4 interest-free payments, or choose another Klarna option that suits you.

Shop securely

Get extra peace of mind with Klarna's buyer protection, and pause payments when reporting problems or returns.

Checkout with confidence

Pay with Klarna and breeze through checkout when you shop your favorite brands or stores.

Get started in seconds.

Sign up for free to start shopping—online, via the Klarna app, browser extension, or in-store with the Klarna Card. Join Klarna.